Course Curriculum

  • 1
    1. Overview
  • 2
    2. History of Whole Life and Modern Variations
    • 2.1 History of Whole Life Insurance
    • 2.2 Modern Forces for Change
    • 2.3 Traditional Whole Life
    • 2.4 Modified Whole Life Plans
    • 2.5 Economatic Plans
    • 2.6 Graded Premium Whole Life
    • 2.7 Indeterminate Premium Whole Life
    • 2.8 Interest Sensitive Life
    • 2.9 Variable Life
    • 2.10 Mix of Whole Life and Term Rider
    • 2.11 Graded Death Benefit Whole Life
  • 3
    3. Advantages and Disadvantages
    • 3.1 For the Policyholder
    • 3.2 For the Agent
    • 3.3 For the Company
  • 4
    4. Calculation of Guaranteed Cash Values and Reserves
    • 4.1 Description
    • 4.2 Choice of Functions
    • 4.3 Cash Value Example
    • 4.4 Reserves
    • 4.5 Reserves Example
  • 5
    5. Numerical Illustration of Company Pricing
    • 5.1 Plan Description
    • 5.2 Assumptions as to Earnings, Lapse and Mortality
    • 5.3 Cash Values
    • 5.4 Expense Assumptions
    • 5.5 Yearly Profits
    • 5.6 Profit Summary
  • 6
    6. Dividends
    • 6.1 Introduction and Description
    • 6.2 Dividends Example
    • 6.3 Conclusion
  • 7
    Exam
    • Final Exam

Course Snapshot

  • 6 Chapters

    This course goes deep into Whole Life insurance so that you not only get CE credits for your state but you dive deeper into the subject.

  • 3 Credits

    In the state of North Carolina, you need 24 credit hours every 2 years. Once you complete this course, we'll send over your passing grade so you get the credit you need.

  • 3-6-5

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