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11 Chapters
This course goes deep into long-term care so that you not only get CE credits for your state but you gain valuable knowledge.
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8 Credits
In the state of North Carolina, you need 24 credit hours every 2 years. Once you complete this course, we'll send over your passing grade so you get the credit you need.
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3-6-5
Access your courses, certificates, transcript here 365 days a year. Everything you need in one place so you can get back to what matters to you.
Course Curriculum
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1
1. Understanding Long-Term Care
- Affidavit of Personal Responsibility
- 1.1 Overview FREE PREVIEW
- 1.2 Purpose of the Course FREE PREVIEW
- 1.3 History of Long-Term Care
- 1.4 Impact of Medical Advances on Long-Term Care
- 1.5 Long-Term Care: The Basics
- 1.6 Activities of Daily Living and Instrumental Activities of Daily Living
- 1.7 Who Needs Long-Term Care?
- 1.8 The Cost of Long-Term Care
- 1.9 Definitions
- 1.10 Summary
- Chapter 1 Quiz FREE PREVIEW
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2
2. Long-Term Care: The Providers and Services
- 2.1 Overview
- 2.2 Levels of Long-Term Care
- 2.3 Long-Term Care Settings
- 2.4 Home-Based Care
- 2.5 Community-Based Care
- 2.6 Facility-Based Care
- 2.7 Long-Term Care Ombudsman Program
- 2.8 Summary
- Chapter 2 Quiz
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3
3. Medicaid and Long-Term Care
- 3.1 Overview
- 3.2 Medicaid Spending
- 3.3 Medicaid 101
- 3.4 Medicaid and Long-Term Care
- 3.5 Medicaid’s Income and Asset Requirements
- 3.6 “Spend Down”
- 3.7 Spousal Impoverishment Protection
- 3.8 Estate Recovery
- 3.9 Summary
- Chapter 3 Quiz
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4
4. Medicare, Medigap and Long-Term Care
- 4.1 Overview
- 4.2 The Four Parts of Medicare
- 4.3 Medigap Policies
- 4.4 Medicare and Long-Term Care Coverage
- 4.5 Medigap and Long-Term Care Coverage
- 4.6 Summary
- Chapter 4 Quiz
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5
5. Understanding Long-Term Care Insurance
- 5.1 Overview
- 5.2 Long-Term Care Insurance Policies and Coverage
- 5.3 In the United States
- 5.4 Who Should Buy Long-Term Care Insurance, and When?
- 5.5 Individual vs. Group Long-Term Care Insurance
- 5.6 Tax-Qualified and Non-Tax-Qualified Policies
- 5.7 Summary
- Chapter 5 Quiz
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6
6. Long-Term Care Insurance Policy Features and Benefits
- 6.1 Overview
- 6.2 LTCI Eligibility Requirements and Benefit Triggers
- 6.3 LTCI Policy Design: The Benefits
- 6.4 LTCI Policy Design: Inflation Protection
- 6.5 Additional LTCI Policy Benefits and Features
- 6.6 Summary
- Chapter 6 Quiz
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7
7. Long-Term Care Funding Alternatives
- 7.1 Overview
- 7.2 Government Funding
- 7.3 Self-Funded Long-Term Care Overview
- 7.4 Home Equity and Reverse Mortgages
- 7.5 Life Insurance
- 7.6 Annuities
- 7.7 Income and Assets
- 7.8 Health Savings Accounts and Medical Savings Accounts
- 7.9 Summary
- Chapter 7 Quiz
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8
8. Understanding Partnership Programs
- 8.1 Overview
- 8.2 Partnership Programs 101
- 8.3 Partnership Program Legislation
- 8.4 Partnership Programs and Medicaid
- 8.5 Developing the Framework for Partnership Programs
- 8.6 Partnership Program Requirements
- 8.7 Summary
- Chapter 8 Quiz
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9
9. Partnership-Qualified (PQ) Long-Term Care Insurance Policies
- 9.1 Overview
- 9.2 Policy Standards
- 9.3 Consumer Protection Provisions for PQ Policies
- 9.4 Minimum Standards for Selling and Marketing PQ Policies
- 9.5 Summary
- Chapter 9 Quiz
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10
10. Selling Long-Term Care Insurance
- 10.1 Overview
- 10.2 Ethical Considerations
- 10.3 Unethical Sales and Marketing Practices
- 10.4 Suitability
- 10.5 NAIC’s Suitability Standards
- 10.6 NAIC’s Required Disclosures and Notices
- 10.7 Suitability and State Partnership Programs
- 10.8 Replacing a Long-Term Care Policy
- 10.9 NAIC Recommendations to Consumers
- 10.10 Additional Information Forms
- 10.11 Summary
- Chapter 10 Quiz
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11
11. In Conclusion – From the Experts
- 11.1 Overview
- 11.2 The Future of Long-Term Care
- 11.3 Long-Term Care Facts and Figures
- 11.4 Long-Term Care Frequently Asked Questions
- 11.5 The Facts and Fiction of Long-Term Care
- 11.6 Summary
- Chapter 11 Quiz
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12
Exam
- Final Exam