• 6 Chapters

    This course goes deep into Whole Life insurance so that you not only get CE credits for your state but you dive deeper into the subject.

  • 3 Credits

    In the state of North Carolina, you need 24 credit hours every 2 years. Once you complete this course, we'll send over your passing grade so you get the credit you need.

  • 3-6-5

    Access your courses, certificates, transcript here 365 days a year. Everything you need in one place so you can get back to what matters to you.

Course Curriculum

  • 1
    1. Introduction to Life Insurance
  • 2
    2. A Closer Look at Term Life Insurance
    • 2.1 Overview
    • 2.2 Policy Duration or Term
    • 2.3 Renewability
    • 2.4 Convertibility
    • 2.5 Forms of Term Life Insurance
    • 2.6 Summary
    • Chapter 2 Quiz
  • 3
    3. Examining Term Life’s Common Policy Provisions, Exclusions and Riders
    • 3.1 Overview
    • 3.2 Term Insurance Policy Provisions
    • 3.3 Term Insurance Policy Exclusions
    • 3.4 Common Policy Riders
    • 3.5 Do’s and Don’ts Following a Denied Life Insurance Claim
    • 3.6 Summary
    • Chapter 3 Quiz
  • 4
    4. Let’s Talk Taxes
    • 4.1 Overview
    • 4.2 Tax Treatment of Policy Premiums
    • 4.3 Tax Treatment of Death Benefits
    • 4.4 All About Estate Taxes
    • 4.5 Summary
    • Chapter 4 Quiz
  • 5
    5. Group Coverage and Other Special Use Policies
    • 5.1 Overview
    • 5.2 Group Term Life Insurance: The Basics
    • 5.3 Choosing a Benefit Schedule
    • 5.4 Advantages of Group Term Life Insurance
    • 5.5 Group Life Insurance Statistics
    • 5.6 Special Use Policies
    • 5.7 Summary
    • Chapter 5 Quiz
  • 6
    6. Is Term Life The Right Choice for You?
    • 6.1 Overview
    • 6.2 Who Should Buy Term Life: Determining Suitability
    • 6.3 How Much and For How Long?
    • 6.4 Strategies for Using Term Life Policies
    • 6.5 Selling a Life Insurance Policy
    • 6.6 Ethical Considerations for Life Insurance Agents
    • 6.7 Sample Code of Ethics
    • 6.8 Summary
    • Chapter 6 Quiz
  • 7
    Exam
    • Final Exam