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4 Credits
In the state of North Carolina, you need 24 credit hours every 2 years. Once you complete this course, we'll send over your passing grade so you get the credit you need.
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5 Chapters
This course takes you deeper into disability insurance for business owners so that you not only get CE credits for your state but you gain valuable knowledge.
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3-6-5
Access your courses, certificates, transcript here 365 days a year. Everything you need in one place so you can get back to what matters to you.
Course Curriculum
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1
1. Introduction to Disability Insurance
- Affidavit of Personal Responsibility
- 1.1 Overview FREE PREVIEW
- 1.2 Purpose of the Course FREE PREVIEW
- 1.3 Understanding the Americans With Disabilities Act (ADA)
- 1.4 Defining “Disability” According to the ADA
- 1.5 Understanding “Undue Hardship” and “Reasonable Accommodation”
- 1.6 Disability Insurance 101
- 1.7 Disability Insurance Facts & Figures
- 1.8 Summary
- Chapter 1 Quiz FREE PREVIEW
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2
2. Disability Benefits for Business Owners
- 2.1 Overview
- 2.2 Why Do Businesses Purchase Disability Insurance?
- 2.3 Group Disability Insurance
- 2.4 Disability Insurance for the Business
- 2.5 Key Person Disability Insurance
- 2.6 Business Overhead Expense (BOE) Insurance
- 2.7 Disability Buy-Out Insurance
- 2.8 Understanding “Overinsurance”
- 2.9 Disability Insurance and Employment Statistics
- 2.10 Summary
- Chapter 2 Quiz
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3
3. Understanding Individual Disability Insurance Policy Features
- 3.1 Overview
- 3.2 Common Policy Features
- 3.3 Disability Insurance Policy Benefits
- 3.4 Optional Features and Riders
- 3.5 The Exclusions and Limitations
- 3.6 Making a Disability Claim
- 3.7 Summary
- Chapter 3 Quiz
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4
4. Understanding Workers’ Compensation Insurance
- 4.1 Overview
- 4.2 History of Workers’ Compensation Insurance
- 4.3 Understanding the Role of “Negligence”
- 4.4 Insurance Requirements
- 4.5 Who is, and is Not, Covered by Workers Compensation?
- 4.6 Special Situations
- 4.7 What is Considered a Work-Related Injury?
- 4.8 Who Handles the Claims?
- 4.9 Summary
- Chapter 4 Quiz
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5
5. Tax Implications of Disability Income Insurance
- 5.1 Overview
- 5.2 Individual Disability Income Insurance
- 5.3 Employer-Sponsored Group Disability Insurance
- 5.4 “Cafeteria Plan” Benefits
- 5.5 Government Disability Insurance
- 5.6 Group Association Disability Insurance
- 5.7 Tax Advice for Individuals
- 5.8 Summary
- Chapter 5 Quiz
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6
Exam
- Final Exam