• 4 Credits

    In the state of North Carolina, you need 24 credit hours every 2 years. Once you complete this course, we'll send over your passing grade so you get the credit you need.

  • 5 Chapters

    This course takes you deeper into disability insurance for business owners so that you not only get CE credits for your state but you gain valuable knowledge.

  • 3-6-5

    Access your courses, certificates, transcript here 365 days a year. Everything you need in one place so you can get back to what matters to you.

Course Curriculum

  • 1
    1. Introduction to Disability Insurance
  • 2
    2. Disability Benefits for Business Owners
    • 2.1 Overview
    • 2.2 Why Do Businesses Purchase Disability Insurance?
    • 2.3 Group Disability Insurance
    • 2.4 Disability Insurance for the Business
    • 2.5 Key Person Disability Insurance
    • 2.6 Business Overhead Expense (BOE) Insurance
    • 2.7 Disability Buy-Out Insurance
    • 2.8 Understanding “Overinsurance”
    • 2.9 Disability Insurance and Employment Statistics
    • 2.10 Summary
    • Chapter 2 Quiz
  • 3
    3. Understanding Individual Disability Insurance Policy Features
    • 3.1 Overview
    • 3.2 Common Policy Features
    • 3.3 Disability Insurance Policy Benefits
    • 3.4 Optional Features and Riders
    • 3.5 The Exclusions and Limitations
    • 3.6 Making a Disability Claim
    • 3.7 Summary
    • Chapter 3 Quiz
  • 4
    4. Understanding Workers’ Compensation Insurance
    • 4.1 Overview
    • 4.2 History of Workers’ Compensation Insurance
    • 4.3 Understanding the Role of “Negligence”
    • 4.4 Insurance Requirements
    • 4.5 Who is, and is Not, Covered by Workers Compensation?
    • 4.6 Special Situations
    • 4.7 What is Considered a Work-Related Injury?
    • 4.8 Who Handles the Claims?
    • 4.9 Summary
    • Chapter 4 Quiz
  • 5
    5. Tax Implications of Disability Income Insurance
    • 5.1 Overview
    • 5.2 Individual Disability Income Insurance
    • 5.3 Employer-Sponsored Group Disability Insurance
    • 5.4 “Cafeteria Plan” Benefits
    • 5.5 Government Disability Insurance
    • 5.6 Group Association Disability Insurance
    • 5.7 Tax Advice for Individuals
    • 5.8 Summary
    • Chapter 5 Quiz
  • 6
    Exam
    • Final Exam